Terms of services

Effective Date: October 29, 2025
Company: Theory & Bloom LLC ("Company," "we," "us," or "our")
Website: theoryandbloom.com

These Terms and Conditions ("Terms") govern your access to and use of our website, services, digital products, consultations, resources, memberships, and any content provided by Theory & Bloom LLC. By accessing or using our website or services, you agree to be legally bound by these Terms. If you do not agree, you must not use our services.

1. Acceptance of Terms

By using this site or engaging our services, you affirm that you are at least 18 years old or the age of majority in your jurisdiction. If accessing for a business, you represent you have authority to bind that entity to these Terms.

2. Services Covered

These Terms apply to:

  • Branding, marketing, consulting, content creation, audits, coaching services

  • Digital products, templates, and downloads

  • Membership programs, subscriptions, SaaS tools, and digital hubs

  • The Bloom Room media platform and any affiliated features

  • Communications by email, SMS, video call, or any digital method

3. Intellectual Property

All content including text, graphics, logos, videos, branding, templates, digital products, TB Script tools, and materials are the exclusive property of Theory & Bloom LLC or its licensors and are protected by U.S. and international copyright, trademark, and intellectual property laws.

You agree you will NOT:

  • Copy, resell, modify, or distribute our content or tools without express written consent

  • Remove proprietary notices

  • Use content for competitive purposes or reverse engineer any digital tools

Purchasing a product grants you a non-exclusive, non-transferable license for personal or internal business use only. Redistribution is strictly prohibited.

4. User Responsibilities

You agree to:

  • Provide accurate information

  • Use services legally and ethically

  • Not upload harmful, infringing, or illegal content

  • Maintain confidentiality of login credentials

We may terminate or suspend access for violations without refund.

5. Payment, Refunds & Subscriptions

Payments

All purchases must be paid in full at the time of purchase unless a payment plan is offered. You authorize us to charge your provided payment method.

Refund Policy

  • Digital products and templates: All sales are final due to immediate access.

  • Consulting and services: Refunds are not provided once the engagement begins unless expressly stated in a written contract.

  • Subscriptions: You may cancel future billing with required notice; no prorated refunds for partially used periods.

Chargebacks are treated as breach of contract and will result in revocation of access to all services.

6. Appointment, Scheduling & No-Show Policy

Scheduled consultations must be canceled or rescheduled with at least 24-hour notice. No-shows may result in forfeiture of session and payment.

7. Disclaimer of Warranties

All content, products, and services are provided "AS IS" without warranties of any kind, express or implied, including but not limited to accuracy, completeness, fitness for a particular purpose, or results. We do not guarantee financial outcomes, business growth, or success from implementing our strategies.

8. Limitation of Liability

To the fullest extent permitted by law:

  • Theory & Bloom is not liable for any indirect, incidental, consequential, or punitive damages

  • Our total liability for any claim is limited to the amount paid by you in the past 90 days

You agree to hold us harmless from claims arising out of your misuse of services.

9. Maryland and U.S. Legal Compliance

These Terms are governed by the laws of the State of Maryland, without regard to conflict of law provisions.

Maryland-Specific Notices:

  • Under the Maryland Consumer Protection Act, you may have certain consumer rights. Nothing in these Terms is intended to waive those statutory rights.

  • Any disputes shall be brought in the state or federal courts located in Baltimore County, Maryland.

10. Termination

We reserve the right to terminate or suspend your access at any time for violation of these Terms, illegal conduct, or abuse of services. Termination does not release you from payment or legal obligations accrued prior to termination.

11. Privacy Policy

Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

12. Digital Products, Licensing & Anti-Piracy

You acknowledge and agree:

  • Access is for one user or one business per license

  • You may not share login credentials or downloadable links

  • We use tracking and license management to enforce usage rights

  • Violation may result in legal action, termination, and monetary damages

13. Testimonials and User Content

By submitting testimonials, reviews, or materials, you grant Theory & Bloom a perpetual, royalty-free license to use that content in marketing or media, unless otherwise agreed in writing.

14. Third-Party Tools and Links

We may use or link to third-party platforms (e.g., Google Meet, Setmore, Squarespace, Stripe). We are not responsible for third-party policies or practices. Your use of third-party services is governed by their terms.

15. Non-Disparagement

You agree not to make any defamatory or disparaging statements about Theory & Bloom, its employees, or its services in any medium. This does not limit your ability to express lawful opinions or file complaints with regulatory agencies.

16. Dispute Resolution

Informal Resolution

You agree to attempt good-faith resolution by contacting us at info@theoryandbloom.com before taking legal action.

Arbitration (Optional Provision)

Disputes may be resolved via binding arbitration administered in Maryland, unless you opt out within 30 days of accepting these Terms. Arbitration limits your rights to sue in court or have a jury trial.

17. Force Majeure

We are not liable for delays or failures due to causes beyond our control, including natural disasters, labor disputes, pandemics, technical failures, or government actions.

18. Modifications

We may update these Terms at any time. The latest version will be posted on our website with the effective date. Continued use after modifications constitutes acceptance.

19. Contact Information

For questions about these Terms or your legal rights, contact us:
Email: info@theoryandbloom.com

20. Acknowledgment

By accessing or using the website or services, you acknowledge that you have read, understand, and agree to be bound by these Terms and Conditions.

These Terms constitute the entire agreement between you and Theory & Bloom LLC and supersede any prior agreements, communications, or representations.